Blog

Insights on alternative credit

Education, market analysis, and product updates from the Vridi team.

Education5 min read

What Is Invoice Discounting and How Does It Work?

Invoice discounting lets businesses unlock working capital tied up in unpaid invoices — without waiting 30–90 days for buyers to pay. Here's how it works, and why it creates a compelling investment opportunity.

July 14, 2026Read →
Market7 min read

India's ₹25 Lakh Crore MSME Credit Gap — And Who's Filling It

Indian MSMEs generate 30% of GDP but receive less than 20% of formal credit. The gap is enormous — and alternative lending platforms are filling it faster than banks can.

July 7, 2026Read →
Security4 min read

How Escrow Protection Works on Vridi

Every rupee you invest on Vridi flows through regulated escrow accounts — not through Vridi itself. This structure is the single most important safeguard for investor capital. We explain exactly how it works.

June 28, 2026Read →
Returns4 min read

How Returns Are Calculated on Invoice Discounting Deals

Returns on invoice discounting are simple — but the details matter. We walk through the exact formula, how annualized rates translate to deal returns, and what fees apply.

June 18, 2026Read →
Education6 min read

PID vs SID: Two Repayment Structures You Should Understand

Vridi deals use two repayment models — Payer-Identified (PID) and Seller-Identified (SID). Each carries different risk and return characteristics. Here's how to evaluate them.

June 10, 2026Read →