Security
Your capital is protected by multiple layers of security
Vridi is built with trust as the foundation. Here's exactly how we protect your investments, identity, and data.
Regulated Escrow Accounts
Every investor rupee flows into an escrow account managed by a licensed trustee — not Vridi. This legal structure ring-fences your capital from Vridi's own operations. Even in the unlikely event of Vridi's insolvency, your funds remain protected in escrow.
256-bit SSL Encryption
All data transmitted between your browser/app and our servers is encrypted using TLS 1.3. This is the same standard used by major banks and is virtually unbreakable with current technology.
OTP-Based Authentication
We don't store passwords. Every login is authenticated via a time-limited OTP sent to your registered phone or email. This eliminates password-related account compromise entirely.
KYC & Identity Verification
All investors undergo full KYC via Aadhaar, PAN, and bank account verification through Digio — a licensed eSign and KYC provider. This prevents fraud and ensures only verified individuals can invest.
Credit-Evaluated Borrowers
No borrower reaches the platform without passing Kredy's institutional credit engine — which evaluates GST data, bank statements, trade history, and bureau scores before assigning a risk rating.
Data Protection
Personal data is stored encrypted at rest. We do not sell, rent, or share your data with third parties beyond what is required for KYC compliance and payment processing. See our Privacy Policy for full details.
Risk Disclosure
Investments in invoice discounting deals are subject to credit risk. Security measures reduce — but do not eliminate — the risk of loss. Please read the full Risk Disclosure before investing.